Key takeaways
- If you earn money or get anything of value when people click, buy or sign up through your link, the FTC expects you to say so clearly, next to the recommendation, in words ordinary people understand.
- The label "affiliate link" alone, a note on your home page or bio, a disclosure hidden behind "more", or a platform tool used on its own may not be enough.
- When you promote offers or an offerwall to your users, disclose that you earn, describe what users must really do, and never make earnings claims your typical user will not reach.
What are the FTC affiliate disclosure rules?
The FTC affiliate disclosure rules say that if you get paid, or get anything of value, when people act on your recommendation, you must disclose that connection clearly and conspicuously, close to the recommendation itself. The rules come from the FTC’s Endorsement Guides (16 CFR Part 255, revised in June 2023). A good affiliate disclosure is plain and specific, such as “I get commissions for purchases made through links in this post”, and it sits where people cannot miss it, not only in a footer, bio or About page.
Below: the sources, what “clear and conspicuous” means, example wording, placement per platform, the 2024 fake reviews rule, and how it all applies to promoting offers or an offerwall. This is general information, not legal advice; if your business depends on endorsements, talk to a lawyer in your country.
Where the rules come from
Three FTC guidance documents and one binding rule, all checked on October 21, 2026:
| Source | What it is | What it means for you |
|---|---|---|
| Endorsement Guides, 16 CFR Part 255 | The FTC’s official guidance on endorsements and testimonials, last revised in 2023 (the previous revision was in 2009) | Defines “endorsement”, “material connection” and “clear and conspicuous”; includes an affiliate link example |
| FTC’s Endorsement Guides: What People Are Asking | The FTC’s plain-language FAQ, dated June 2023 | Answers practical questions on hashtags, affiliate links, video, live streams and platform tools |
| Disclosures 101 for Social Media Influencers | A short FTC guide for creators, published November 2019 | Simple rules on when and how to disclose on social media |
| Rule on the Use of Consumer Reviews and Testimonials, 16 CFR Part 465 | A binding trade regulation rule announced August 14, 2024, in effect since October 21, 2024 | Bans fake reviews, sentiment-conditioned review incentives and fake social media influence, with civil penalties for knowing violators |
The FAQ says “The Guides themselves don’t have the force of law”, but they show how the FTC applies the law against deceptive advertising, and a company that received a Notice of Penalty Offenses on endorsements could face “substantial civil penalties”. Treat them as the standard you will be judged by.
The two definitions that matter
An endorsement is any advertising, marketing or promotional message that people are likely to believe reflects the opinions or experience of someone other than the advertiser. A recommendation in a blog post, video, Discord or Telegram message counts, and since 2023 so can a tag on social media.
A material connection, under section 255.5, is any connection that might affect how much weight people give the endorsement and that they would not expect. It includes money, free or discounted products, and business, family or personal relationships, even if no post was required. It must be disclosed when “a significant minority of the audience” does not understand or expect it. Example 11 there is the affiliate case: a blogger who earns a share of sales through links should disclose it.
Does it apply if you are not in the US?
Often, yes. The FAQ says US law applies if it is reasonably foreseeable that your content will be seen by and affect US consumers.
What “clear and conspicuous” means
The 2023 revision added a formal definition in section 255.0(f): a disclosure must be “difficult to miss (i.e., easily noticeable) and easily understandable by ordinary consumers.” The rest of the definition gives five tests:
- Same channel as the claim. Visual endorsement, visual disclosure; spoken endorsement, spoken disclosure; both, both. Saying and showing it at once is more likely to be clear.
- It stands out. Size, contrast, location and time on screen should make it easy to notice and read; spoken disclosures need a normal volume and pace.
- Unavoidable online. On social media and the internet, the disclosure “should be unavoidable.” The FAQ adds that a disclosure behind a hyperlink is easily avoidable, so it fails.
- Not contradicted. Nothing else in the message may undercut it, such as “not sponsored” beside a paid link.
- Judged by your audience. When an endorsement targets a specific group, “ordinary consumers” means members of that group.
The FAQ adds: disclose in the same language as the endorsement, and the amount does not matter. Whether you got $100 or $1,000, you can simply say you were “paid”.
Affiliate disclosure examples: good vs bad wording
Most failed disclosures use the right idea with the wrong words. Here is how the FAQ and Disclosures 101 rate common labels:
| Wording | Verdict | Why |
|---|---|---|
| “I get commissions for purchases made through links in this post.” | Good | The FTC’s own example for affiliate links |
| “Paid link” next to the link | Good | The FAQ says it should be an adequate disclosure of the nature of the link |
| “Ad:”, “#ad”, “Paid ad”, “Advertisement” at the start of a post | Good | The FAQ says starting a post this way would likely be effective |
| “Sponsored by XYZ”, “Gifted by XYZ”, “Thanks XYZ for the free product” | Good | They name the brand and the benefit |
| “Affiliate link” on its own | Weak | The FAQ says people may not understand that it means you get paid |
| “#sp”, “#spon”, “#collab” | Bad | Disclosures 101 lists them as vague terms to avoid |
| “#ambassador”, “#partner”, “#endorsement”, a bare “Thanks XYZ” | Bad | The FAQ calls them ambiguous or unclear about the benefit |
| “ad” tacked onto the end of a longer hashtag, or buried in a row of hashtags | Bad | People will not notice “ad” inside another word or a hashtag pile |
| A “Buy now” button as the only signal | Bad | The FAQ says it would not be adequate |
Disclosures 101 adds that you cannot talk about your experience with a product you have not tried, or call a product you think is bad great because you are paid. A disclosure does not fix a false review.
Where to put the disclosure on each platform
The general rule from Disclosures 101: place the disclosure with the endorsement message itself, where it is hard to miss. Disclosures that appear only on an About Me or profile page are likely to be missed, and the FAQ says a single disclosure on your home page is not enough, because visitors read individual pages.
| Where you post | Example disclosure | Where it goes |
|---|---|---|
| Blog post or review site | “I earn a commission if you buy through links on this page.” | Before the first link, close to the recommendation; repeat near links far down a long page |
| YouTube video or Short | “This video is sponsored by XYZ” said and shown on screen | In the video itself, near the start, not only in the description |
| Instagram post or Reel | “Ad: I’m paid by XYZ for this post.” | At the start of the caption, visible without tapping “more” |
| Instagram or Snapchat Story | “AD” or “Paid by XYZ” on the image | Superimposed on each Story, large enough to read in the time it is shown |
| TikTok | “Ad” or “Paid partnership with XYZ” plus the platform toggle | On screen and at the start of the caption |
| Podcast or audio | “This episode is sponsored by XYZ, and we earn a commission if you sign up with our code.” | Spoken before the read, at a normal speaking pace |
| Live stream | Spoken disclosure plus an on-screen label | Repeated during the stream, or shown continuously |
| Discord or Telegram post | “Ad: we earn when you sign up through this link.” | In the first line of the message or embed, not only in a pinned post or channel description |
Why the table looks like this
Each row follows an FTC point. A footer link to a disclosure policy is easy to avoid, so it fails. Viewers miss disclosures in a video description, and ones at the end more than at the start. On Instagram it should show without tapping “more”. Spoken endorsements need spoken disclosures, and Disclosures 101 says to repeat them during live streams for late joiners.
Discord and Telegram communities
Neither FTC page names Discord or Telegram, so apply the same principles. A channel description or pinned “we use affiliate links” message works like a bio: many members see a single post in a notification or a forwarded copy, never the pin. Put the disclosure in each promotional message, and make bots that post deals or offers add it to the embed text automatically. Our guides to affiliate marketing on Telegram and monetizing a Discord server cover the rest of each platform’s rules.
Platform tools: paid partnership labels
Built-in disclosure features help, but none moves the responsibility off you. Checked on October 21, 2026; menus change often.
- YouTube. YouTube’s paid product placement help page describes a “Paid promotion” box for videos and Shorts that adds a disclosure label at the start of the video, and says you and your partners remain responsible for legal requirements.
- TikTok. TikTok’s help article on the content disclosure setting says you must turn on the commercial content disclosure setting when you post content that promotes a brand, product or service. It shows labels such as “Paid partnership”.
- Instagram. Instagram has a Paid Partnership tool for branded content. The UK’s advertising regulator names it as a tool that can help distinguish ads from other content, alongside a clear label in the post.
Do not rely on the toggle alone
Disclosures 101 says: “Don’t assume that a platform’s disclosure tool is good enough.” The FAQ adds that the ultimate responsibility rests with the influencer and the brand, not the platform, and the FTC’s June 29, 2023 announcement warned that built-in tools “might not be an adequate disclosure.” Use the platform label and your own clear words.
The 2024 rule on fake reviews and testimonials
The Rule on the Use of Consumer Reviews and Testimonials is binding law, not guidance, and it lets the FTC seek civil penalties against knowing violators. According to the FTC’s announcement, it prohibits:
- Fake reviews and testimonials, including AI-generated ones, that a business knew or should have known were fake.
- Pay or perks conditioned on a review being positive or negative.
- Undisclosed reviews by officers, managers or employees, and company-controlled “independent” review sites.
- Suppressing negative reviews with threats or false accusations.
- Buying or selling fake followers or views to misrepresent influence.
For a publisher: never reward users for positive reviews, never hide that you own or are paid by the winner of a “best of” page, and never buy followers to look bigger to sponsors. The app stores go further and ban incentives for any review, as Can you pay for app reviews? explains, and How to grow social media followers without fake ones covers the follower side.
Outside the US: UK rules in brief
In the UK, the Advertising Standards Authority (ASA) says the rule is to “make clear upfront when ads are ads”, in each post. Its #InfluencingResponsibly guidance calls “#ad (or similar)” the clearest way to signal commercial content, says “#affiliate” or “#aff” is not likely to be enough on its own, and says a bio or past posts do not make a new post clear. Separately, the Competition and Markets Authority published fake reviews guidance on April 4, 2025, for legislative changes introduced that April. For other countries, check the local regulator.
How this applies when you promote offers or an offerwall
With an offerwall you earn when your users complete offers, which shapes how you promote specific offers and describe earnings.
Promoting a specific offer
A post such as “Try this game, it’s great” with a link that pays you per completed offer is an endorsement with a material connection. Disclose it in the post: “Ad: we earn when you complete this offer. You get 500 coins for reaching level 10.” Copy the requirements from the wall, not from memory, and only praise an offer you have actually tried. Offerwall vs affiliate links compares the two models.
Describing your earn page
Telling your own users “Earn coins by trying apps, games and surveys” on your own earn page is your own advertising, and it still has to be true. Say that offers come from third-party advertisers, that requirements vary, and that rewards are credited once the advertiser confirms completion. How to write an earn page that converts shows how to be clear and still persuasive, and Promoting your offerwall: allowed and prohibited ways has an honest vs misleading wording table.
Earnings claims
Section 255.2 of the Guides says an endorsement about a key attribute will be read as saying the endorser’s experience is what people will generally achieve. If it is not, the advertiser should clearly disclose the generally expected performance. So no rare wins presented as normal.
Illustrative example: rewriting an earnings claim
Misleading: “Members are making $300 a month on our earn page!”, based on one top user. Honest: “Earn coins for apps, games and surveys you complete. What you earn depends on the offers in your country and how many you finish; open the wall to see the offers available to you.” Only state figures your typical users reach. Sample wording only.
When your users post for you
Example 9 in section 255.5 covers someone who earns prize points for social media posts about an advertiser: the incentive should be disclosed, and the advertiser should make sure it is. If you reward users for sharing your site, give them disclosure text and require it. Never reward them for reviews, and do not pay people to click tracking links outside the wall, which is prohibited, as the traffic quality rules explain. New to offers? Start with CPA marketing for beginners.
Promotion that breaks both FTC rules and network rules
“Free money, no strings” headlines, screenshots of rare big payouts presented as typical, “install and get 5,000 coins” when the reward needs a purchase or a high level, undisclosed paid shout-outs, coins for 5-star reviews, and telling users to use a VPN to see “better offers”.
Honest promotion is part of running the Sharklio wall
Sharklio is a pay-per-result affiliate network: your users earn your currency for completing offers on the wall, and you earn per completed offer. Sharklio’s rules require honest promotion of the wall. Every publisher application and every app is reviewed by hand before the wall goes live, and end users must be at least 16. Read the promotion rules, see how the wall works, or get in touch with questions.
Frequently asked questions
Do I need an affiliate disclosure on every page?
Yes, on every page or post with an affiliate recommendation, close to it. The FTC says a home page disclosure is not enough because people read individual pages.
Is “affiliate link” a good enough disclosure?
Probably not on its own. The FTC’s FAQ says people may not understand that it means you get paid; “paid link” or “I earn a commission if you buy through this link” is clearer.
Is #ad enough on Instagram or TikTok?
Yes, if it is easy to see, for example at the start of the caption and not buried in a group of hashtags or behind “more”. Use the platform’s paid partnership label as well, but not instead of your own words.
Do I have to disclose free products?
Yes. Under the Endorsement Guides, free or discounted products are a material connection even if the brand did not ask you to post. “Gifted by XYZ” or “Thanks XYZ for the free product” works.
Are the FTC Endorsement Guides law?
The Guides themselves do not have the force of law, but they explain how the FTC applies the law against deceptive advertising. The 2024 rule on fake reviews and testimonials is binding and allows civil penalties against knowing violators.
What happens if I do not disclose?
The FTC can act against deceptive endorsements, and a company that has received its Notice of Penalty Offenses on endorsements could face substantial civil penalties. Affiliate programs and networks often prohibit misleading promotion in their own terms too.